Die With Zero - Financial Planner

Basic Parameters

Current Age

Projection Years

Currency

Income Parameters ?

Income Type

Starting Income ({{ params.currency }})

Growth Rate (decimal)

From Year

Income ({{ params.currency }})

Specify income for each year ({{ params.income.payload.length }} years)

Year {{ year }}

Expense Parameters ?

Expense Type

Starting Expenses ({{ params.currency }})

Growth Rate (decimal)

From Year

Expenses ({{ params.currency }})

Specify expenses for each year ({{ params.expense.payload.length }} years)

Year {{ year }}

Tax Parameters ?

Tax Type

Tax Rate (decimal)

From Year

Tax Rate (decimal)

Est. Net Income

Specify tax rate for each year ({{ params.tax.payload.length }} years, as decimal)

Year {{ year }}

Asset Allocation ?

Asset Name

Amount ({{ params.currency }})

Return Rate (%)

Liquid?

Milestones ?

Key Metrics

Initial Net Worth: {{ params.currency }}{{ formatNumber(projection[0].totalNetWorth) }}

Final Net Worth (Year {{ params.years }}): {{ params.currency }}{{ formatNumber(projection[projection.length - 1].totalNetWorth) }}

Total Growth: {{ params.currency }}{{ formatNumber(projection[projection.length - 1].totalNetWorth - projection[0].totalNetWorth) }}

Total Return: {{ (((projection[projection.length - 1].totalNetWorth / projection[0].totalNetWorth) - 1) * 100).toFixed(1) }}%

Die With {{ params.currency }} Analysis ?

If you stop working NOW (year 0):

Final net worth in year {{ params.years }}: {{ params.currency }}{{ formatNumber(dieWithZero.stopNow) }}

Optimal retirement year to reach {{ params.currency }}{{ formatNumber(dieWithZero.target) }}:

Stop working at year {{ dieWithZero.optimalYear }}
Final net worth in year {{ params.years }}: {{ params.currency }}{{ formatNumber(dieWithZero.optimalFinalWorth) }}

Cannot reach target - expenses exceed asset growth even with continued income

Net Worth Projection

Yearly Breakdown ?

Year	Age	Gross Income	Tax	Net Income	Expenses	Savings	{{ asset.name }}	Total Net Worth
{{ row.year }}	{{ params.currentAge + row.year }}	{{ params.currency }}{{ formatNumber(row.grossIncome) }}	{{ formatNumber(row.tax) }}%	{{ params.currency }}{{ formatNumber(row.netIncome) }}	{{ params.currency }}{{ formatNumber(row.expenses) }}	{{ params.currency }}{{ formatNumber(Math.abs(row.savings)) }}	{{ params.currency }}{{ formatNumber(row.assets[asset.name] \|\| 0) }} ↑{{ params.currency }}{{ formatNumber(row.assetAppreciation[asset.name]) }} ↑↑{{ params.currency }}{{ formatNumber(row.assetContributions[asset.name]) }} ↓{{ params.currency }}{{ formatNumber(row.assetLosses[asset.name]) }}	{{ params.currency }}{{ formatNumber(row.totalNetWorth) }} {{ row.netWorthChange > 0 ? '↑' : '↓' }}{{ params.currency }}{{ formatNumber(Math.abs(row.netWorthChange)) }}