D I E - W I T H - Z E R O

Basic Parameters

Current Age

Projection Years

Currency

Income Parameters ?

Active Incomes

No income sources defined.

{{ inc.name }} (Excluded)

{{ inc.type }} Income - Starts at {{ formatCurrency(inc.payload.start) }} - {{ inc.payload.length }} periods - Custom yearly values

{{ editingIncomeIndex !== null ? 'Edit Income' : 'Add New Income' }}

Income Name

Income Type

Starting Income

Growth Rate

From Year

Amount

Year {{ year }}

Expense Parameters ?

Active Expenses

{{ expense.name }} (Excluded)

{{ expense.type === "fixed" ? "Fixed Expense" : expense.type === "range" ? "Range Expense" : "Manual Expense" }} - Starts at {{ formatCurrency(expense.payload.start) }} - {{ expense.payload.length }} ranges - Custom yearly values

{{ editingExpenseIndex !== null ? 'Edit Expense' : 'Add New Expense' }}

Expense Name

Expense Type

Starting Expenses ({{ params.currency }})

Growth Rate (decimal)

From Year

Expenses ({{ params.currency }})

Specify expenses for each year ({{ tempExpense.payload.length }} years)

Year {{ year }}

Tax Parameters ?

Tax Error: {{ taxValidation.reason }}

Tax Type

Tax Rate (decimal)

From Year

Tax Rate (decimal)

Est. Net Income

Specify tax rate for each year ({{ params.tax.payload.length }} years, as decimal)

Year {{ year }}

Asset Allocation ?

{{ asset.name }} (Excluded)

Amount ({{ params.currency }})

Return Rate (%)

Liquid?

Asset Transactions ?

No transactions defined yet. Add a transaction to convert assets between types at specific years.

Year

From Asset

To Asset

Type

{{ transaction.amountType === 'percentage' ? 'Percentage' : 'Amount (' + params.currency + ')' }}

At the end of year {{ transaction.year }} (after all gains/income/expenses): You will have {{ params.currency }}{{ formatNumber(getAssetValueAtYear(transaction.fromAsset, transaction.year)) }} in {{ transaction.fromAsset }}.
{{ transaction.amount }}% of this = {{ params.currency }}{{ formatNumber(getAssetValueAtYear(transaction.fromAsset, transaction.year) * transaction.amount / 100) }} will be transferred to {{ transaction.toAsset }}.
Transferring {{ params.currency }}{{ formatNumber(transaction.amount) }} to {{ transaction.toAsset }}.

Milestones ?

Key Metrics

Initial Net Worth: {{ params.currency }}{{ formatNumber(projection[0].totalNetWorth) }}

Final Net Worth (Year {{ params.years }}): {{ params.currency }}{{ formatNumber(projection[projection.length - 1].totalNetWorth) }}

Total Growth: {{ params.currency }}{{ formatNumber(projection[projection.length - 1].totalNetWorth - projection[0].totalNetWorth) }}

Total Return: {{ (((projection[projection.length - 1].totalNetWorth / projection[0].totalNetWorth) - 1) * 100).toFixed(1) }}%

Die With {{ params.currency }} Analysis ?

Stop Working Now

If you stop working immediately:

Final net worth in year {{ params.years }}

Optimal Retirement Year

Stop working at:

Year {{ dieWithZero.optimalYear }}

Final: {{ params.currency }}{{ formatNumber(dieWithZero.optimalFinalWorth) }}

Cannot reach target of {{ params.currency }}{{ formatNumber(dieWithZero.target) }}

Best case: Year {{ dieWithZero.optimalYear }}
{{ params.currency }}{{ formatNumber(dieWithZero.optimalFinalWorth) }}

Required Annual Savings

{{ dieWithZero.requiredAnnualSavings > 0 ? 'Additional savings needed:' : 'You can reduce savings by:' }}

{{ params.currency }}{{ formatNumber(Math.abs(dieWithZero.requiredAnnualSavings)) }}/year

To reach target while working all {{ params.years }} years

Try this: Set your expense to Fixed with starting value {{ params.currency }}{{ formatNumber(suggestedExpenseAdjustment.startingExpense) }} and growth rate {{ (suggestedExpenseAdjustment.growth * 100).toFixed(1) }}% to see how you'd reach {{ params.currency }}{{ formatNumber(dieWithZero.target) }}.

On track!

Current plan meets your target

Net Worth Projection

Yearly Breakdown ?

Year	Age	Gross Income	Tax	Net Income	Expenses	Year Final Turnover	{{ asset.name }}	Total Net Worth
{{ row.year }}	{{ params.currentAge + row.year }}	{{ params.currency }}{{ formatNumber(row.grossIncome) }} i	{{ formatNumber(row.tax) }}%	{{ params.currency }}{{ formatNumber(row.netIncome) }} i	{{ params.currency }}{{ formatNumber(row.expenses) }} i	{{ params.currency }}{{ formatNumber(Math.abs(row.savings)) }} i	{{ params.currency }}{{ formatNumber(row.assets[asset.name] \|\| 0) }} ↑{{ params.currency }}{{ formatNumber(Math.abs(getAssetNetChange(row, asset.name))) }} ↓{{ params.currency }}{{ formatNumber(Math.abs(getAssetNetChange(row, asset.name))) }} i	{{ params.currency }}{{ formatNumber(row.totalNetWorth) }} {{ row.netWorthChange > 0 ? '↑' : '↓' }}{{ params.currency }}{{ formatNumber(Math.abs(row.netWorthChange)) }}